In developmentSharpPoint is not open to the public yet — no accounts can be created and no payments are processed.
Get launch updates

Pay anyone in Liberia, from any wallet.

SharpPoint is being built as a neutral switch between Orange Money, Lonestar MTN MoMo and your bank — so the wallet you have never decides who you can pay.

Get launch updatesSee how it will work
  • 2mobile money networks at launch
  • L$ & US$both planned
  • Monroviafirst
A trader at a busy produce market, under a mobile-money POS umbrellaPhoto: Tunde Buremo · Unsplash

Today, your wallet decides who you can pay.

A customer on Orange Money cannot simply pay a trader on Lonestar MoMo, so cash fills the gap. SharpPoint sits between the networks and routes each payment to the account the other person already uses.

  • Orange MoneyAt launch
  • Lonestar MTN MoMoAt launch
  • Your bankLater phase
SharpPointroutes the payment
  • Lonestar MTN MoMoAt launch
  • Orange MoneyAt launch
  • Bank accountLater phase
SharpPoint is designed to hold none of your money. It moves each payment between accounts you already own.How a payment will work →

Built for the person paying and the person being paid.

Shoppers walking through a busy street market

For you

  • Send money to a SharpPoint ID instead of a network-specific number.
  • Keep every wallet on one screen.
  • Scan to pay at shops, and save for medical care in a Health Vault.
What the app will do →
A shopkeeper behind the counter of her general store

For business

  • Take payment from any supported wallet into the account you already use.
  • List what you sell, and let staff collect payments for you.
  • Run payroll and bulk payments, with every sale in one report.
See what Insights will show →

See how your business is doing.

Insights turns every payment into a clear picture — whichever wallet paid — so you stop adding up receipts by hand.

  • Cash flowMoney in and out, in Liberian and US dollars.
  • RevenueWhat came in each day, week and month.
  • CustomersNew and returning customers, and who pays most often.
  • ProductsYour best sellers, and how customers paid for them.

Design preview · sample data. Talk to us about your business →

How it will work.

Four steps from a new account to your first payment.

  1. Create your account

    Choose a personal account, or a business account for your shop or company.

    Personal · Business

  2. Confirm who you are

    A quick identity check, as the Central Bank of Liberia requires of payment providers.

    ID + photo

  3. Link your wallet

    Add your Orange Money or Lonestar MoMo number and confirm it is yours with a code.

    077 ··· or 088 ···

  4. Pay anyone

    Enter a SharpPoint ID or scan a shop’s QR code — whatever wallet they use.

    SP481135930

Sign-up is not open yet. The full guide →

Inside the app.

A first look at the screens we are building. Names and amounts are examples.

Every wallet, one screenSee a wallet’s balance in Liberian and US dollars, and switch to the others you have linked.
Scan to pay any shopScan the code at the counter, check each item and the total, then choose the wallet that pays.
A Health VaultMoney set aside that can only be spent with verified clinics, hospitals and pharmacies.

Design preview · sample data

Built in Monrovia, for the way Liberia pays.

2

mobile money networks planned at launch — Orange Money and Lonestar MTN MoMo.

L$ + US$

Liberian and US dollars, both planned from day one.

L$ 0

of your money held by SharpPoint. It moves money; it does not keep it.

1st

market is Liberia, where the company is based.

Photo: Jacob Kpehe, Liberia · Unsplash

A lost phone should not mean lost money.

How we are designing SharpPoint to protect an account, even when the phone is in someone else’s hands.

SharpPoint is not yet licensed by the Central Bank of Liberia. We will say so here when it is.

More on security →

  • A PIN for every payment

    Money never leaves an account on a tap alone.

  • Your face or fingerprint

    Sign in with the biometrics already on your phone.

  • Alerts when things change

    An email when a new device signs in, or a wallet or payment setting changes.

  • Records that stay put

    An itemised receipt for both sides of every payment, which cannot be deleted.

Straight answers.

What is SharpPoint?

SharpPoint is a payment platform being built in Monrovia, Liberia. It is designed to act as a neutral layer between the country's mobile money networks and banks, so a customer can pay a business regardless of which wallet either side uses. SharpPoint does not replace the wallet or bank account you already have — it connects them.

Is SharpPoint available yet?

Not yet. SharpPoint is still in development and is not open to the public. It is being tested with a limited group of people, and payments during testing are simulated. We will announce availability on this website when it launches.

Is SharpPoint a bank?

No. SharpPoint is a payment service provider. It is designed to move money between accounts and wallets you already hold. It does not offer bank accounts, loans, or interest-bearing deposits.

Which mobile money networks and banks will SharpPoint work with?

SharpPoint is being built for the mobile money networks Liberians already use — Orange Money and Lonestar Cell MTN Mobile Money — with connections to commercial banks planned for a later phase. Supported providers will be listed on this site as each one becomes available.

Which currencies will SharpPoint support?

Liberian Dollars (LRD) and United States Dollars (USD). Businesses will be able to choose which of the two they receive their settlements in.

All questions →

Talk to us.

For partnership, merchant, press or investor enquiries — or to hear when we launch.

Where we are

Monrovia, Liberia

Phone support

Not available yet — it launches with the platform.

Pick the right topic

  • Partnerships Networks, banks
  • Merchants Accepting payments
  • Press Interviews, facts
  • Investors Pre-revenue, pre-licence

Send us a message

The contact form goes straight to our team. Choose a topic and we will reply by email.

Open the contact form

Be told the day SharpPoint opens.

Send us a message with the topic “Launch updates” and we will email you when it does.

Ask to be told at launch